# nav.com > AI-optimized mirror of nav.com containing 50 pages totalling 85,216 words of clean markdown content, structured data, and semantic HTML. Original source: https://nav.com. Last updated: 2026-08-05T03:31:36.910Z. Each page is available as HTML (with JSON-LD structured data) and Markdown (text-only, ideal for LLMs and RAG). ## Homepage - [Nav: A Recommended Solution for Building Business Credit - Nav](/content/site-root.html): Nav is the top source on the internet for receiving business credit scores and reports. Join Nav Prime to get up to two business tradelines. (848 words) ## Articles & Blog Posts - [business-financing-options/best-small-business-grants-for-women/index.html](/content/business-financing-options/best-small-business-grants-for-women/index.html) (2,309 words) - [Create An LLC: The 9 Best Entity Formation Services - Nav](/content/marketplace/business-formation/index.html): Whether you’re creating an LLC, corporation, or nonprofit, use our tools to quickly find the best business formation service for your specific needs. (568 words) - [Business Credit Scores | Experian, Dun & Bradstreet, Equifax - Nav](/content/build-business-credit/index.html): Access the credit details you need to monitor and manage your business credit to take your business to the next level. (690 words) - [The Best Business Checking Accounts in 2026 - Nav](/content/marketplace/business-checking/index.html): Your search for the right business checking account ends here. We’ve compiled the best business checking options in one easy-to-compare list. (990 words) - [Business Credit Scores | Experian, Dun & Bradstreet, Equifax - Nav](/content/business-credit-bureaus/index.html): Access the credit details you need to monitor and manage your business credit to take your business to the next level. (457 words) - [The CEO Creative Net-30: Review and Credit Bureau Reporting - Nav](/content/business-credit/ceo-creative-net-30/index.html): An independent review of The CEO Creative net-30 account: what it costs, what it sells, minimums to trigger reporting, and which bureaus receive the data. (1,364 words, Jul 28, 2026) - [Staples Business Advantage Net 30: It's Not So Easy When It Comes To Credit Reporting - Nav](/content/business-credit/staples-net-30/index.html): How Staples Business Advantage net-30 terms work, how the program differs from the Staples business credit card, and what Staples reports to credit bureaus. (718 words, Jul 27, 2026) - [Compare Daycare Loans and Child Care Business Funding Options for 2026 - Nav](/content/blog/child-care-business-loans-875594/index.html): Explore daycare loan options including SBA loans, microloans, grants, and business credit cards. Learn how to qualify and get funding for your child care business. (1,541 words, Jul 4, 2026) - [Interest Rate vs. APR: What's the Difference? - Nav](/content/blog/interest-rate-vs-apr-whats-the-difference-32827/index.html): Interest rate vs. APR: learn how they differ, why APR is usually higher, and how to compare the true cost of business loans, credit cards, and financing. (1,795 words, Jul 4, 2026) - [Rehab loans for investors: options, requirements, costs, and how they work - Nav](/content/blog/rehab-loans-for-investors-320851/index.html): Learn what rehab loans are, how ARV-based financing works, and how to compare options like hard money, HomeStyle/CHOICERenovation, HELOCs, and more. (4,753 words, May 11, 2026) - [Compare Business Credit Cards for Contractors and Construction Businesses - Nav](/content/business-credit-card/best/contractors/index.html): Find top business credit cards for contractors and construction businesses. Compare top cards for cash back on gas, materials, and tools — plus tips on how to qualify and build business credit. (1,848 words, May 7, 2026) - [Business loans with no personal guarantee (2026) How to qualify - Nav](/content/blog/business-loans-you-can-get-without-a-personal-guarantee-33059.html): Learn what a personal guarantee is, when lenders require one, and which business financing options may not. Compare no-PG alternatives, “no-doc” realities, and steps to protect your personal assets. (1,612 words, May 6, 2026) - [Compare Hard Money Loans With 100% Financing for Real Estate Investors - Nav](/content/blog/hard-money-loans-100-financing-319467/index.html): Discover hard money lenders that may offer up to 100% financing for real estate investments. Compare rates, terms, and requirements for fix-and-flip and rental property loans with minimal down payment. (4,675 words, May 5, 2026) - [SBA Microloans: Complete Guide for Small Business Owners - Nav](/content/business-financing-options/sba-microloans/index.html): Learn how SBA microloans work, eligibility requirements, interest rates, and how to apply. Get up to $50,000 in funding for your small business with terms up to 7 years. (2,081 words, Mar 16, 2026) - [How to Check if a Loan Company is Legitimate and Avoid Scams - Nav](/content/blog/how-to-check-if-a-loan-company-is-legitimate-36756/index.html): Learn how to verify if a business loan company is legitimate before you apply. Discover red flags, verification steps, and tools to protect your business from loan scams and fraud. (3,878 words, Mar 11, 2026) - [Are Business Credit Card Rewards Taxable? IRS Rules Explained - Nav](/content/business-credit-card/will-pay-taxes-credit-card-rewards/index.html): Most business credit card rewards aren't taxable—the IRS treats them as rebates. Learn when rewards become taxable income, how to report them, and best practices for managing rewards. (1,634 words, Feb 23, 2026) - [Compare Business Credit Cards To Build Business Credit - Nav](/content/business-credit-card/best/building-credit/index.html): Discover the top business credit cards designed to help you establish and improve your business credit score. Learn how to choose the right card and use it effectively for credit building. (2,740 words, Feb 10, 2026) - [Today’s Business Loan Interest Rates January 2026: Current Average Rates - Nav](/content/blog/what-is-the-average-business-loan-interest-rate-37650.html): See today's average business loan rates for banks, SBA, credit lines, and alternative financing. Learn what affects your rate and how to secure the lowest cost. (2,602 words, Jan 27, 2026) - [Best Startup Funding Options for Small Business - Nav](/content/blog/startup-funding-67876/index.html): Startup funding is often necessary but can be difficult to obtain. Here are 12 sources of startup financing for your business. (2,956 words, Jan 13, 2026) - [Small business grants for 2026: Free money for your business - Nav](/content/resource/small-business-grants/index.html): Small business grants can be awarded by government agencies, foundations and private businesses. Find the best grants for your business. (1,757 words, Jan 9, 2026) - [Compare The Best Online Business Checking Accounts in 2026 - Nav](/content/business-checking/best-online-business-checking-account/index.html): If you’re looking for an online business checking account, there are a lot of options. Learn how to pick the best online business accounts for you in 2026. (1,619 words, Jan 7, 2026) - [5 best bank accounts for freelancers in 2026 - Nav](/content/blog/best-bank-accounts-for-freelancers-1075240/index.html): Manage your freelance business like a pro. Learn how to find and choose the best bank account to simplify and streamline your financial life. (1,417 words, Jan 5, 2026) - [21 High Cash Flow Businesses to Start in 2026 - Nav](/content/blog/high-cash-flow-business-ideas-3090675/index.html): Choose a business idea with high cash flow potential and your hard work can pay off handsomely. Find out which businesses to start in 2026. (3,301 words, Jan 2, 2026) - [A Guide to Setting Up a Google Business Profile in 2026 - Nav](/content/blog/google-business-profile-for-small-business-2269192/index.html): Managing your Google Business Profile is one of the best ways to improve your social reputation and increase trust with customers. (2,425 words, Dec 10, 2025) - [Write Credit Repair & Dispute Letters That Work (Free Templates) - Nav](/content/business-credit/credit-repair-letters-work/index.html): Learn how to write effective credit repair letters, access free dispute letter templates, and how to dispute errors on your credit report. (990 words, Aug 29, 2025) - [How to Budget for an Office Holiday Party - Nav](/content/blog/office-christmas-party-budget-25705/index.html): Business owners spend a lot on the essentials to keep employees happy, but how do you balance frugal and flashy for the company holiday party? (1,838 words, Aug 21, 2025) - [Net-30 Accounts: The Best Net-30 Vendor List in 2026 - Nav](/content/business-credit/net-30-accounts/index.html): Our highly vetted list of 21 net-30 accounts report to the business credit bureaus and offer great terms. Some also offer easy-approval for new businesses. (1,262 words, Jul 15, 2025) - [Business Credit Cards for Balance Transfers in 2025 - Nav](/content/business-credit-card/best/balance-transfer/index.html): Discover business balance transfer credit cards of 2025. Find options for your SMB and maximize savings on interest. (1,729 words, Jul 2, 2025) - [How to Launch and Pay for a New Retail Product | Nav - Nav](/content/blog/launching-new-retail-product-1577161/index.html): Launching a new retail product takes a lot of planning, research, and investment. Learn how to launch and pay for a new retail product. (1,592 words, May 21, 2025) - [How To Shut off a Company Credit Card | Nav - Nav](/content/business-credit-card/shut-off-company-credit-card/index.html): Giving your employees a company credit card can be tremendously helpful in handling business expenses. Here are some tips on managing employee credit cards and how to turn them off when you need to. (746 words, May 2, 2025) - [The Free Co-Working Space That’s Hiding Right Under Your Nose | Nav - Nav](/content/blog/free-co-working-space-thats-right-nose-27729/index.html): When's the last time you held a meeting at your public library? Well, that's too long. Most libraries have public and private spaces available where you can hold meetings and group work sessions at absolutely no cost to you. (882 words, Apr 28, 2025) - [Underwriting Small Business Loans: How Does It Work? - Nav](/content/blog/underwriting-small-business-loans-how-does-it-work-687882.html): Here's what you need to know about underwriting small business loans. (1,860 words, Apr 26, 2025) - [Grants for Minority-Owned Small Businesses | Nav - Nav](/content/blog/minority-owned-small-business-grants-1305406/index.html): The racial funding gap proves more minority-owned businesses need funding. That’s why Nav offers the resources to help close the gap. (1,599 words, Apr 26, 2025) - [How Tax Liens & Judgment Liens Work | Nav - Nav](/content/blog/tax-liens-judgment-liens-work-26487/index.html): Tax and judgment lien rules from 2017 may make it easier for some to have them removed from personal credit reports. Here's how it works. (712 words, Apr 25, 2025) - [How To Secure Financing With Your Inventory As Collateral | Nav - Nav](/content/blog/how-to-secure-financing-with-your-inventory-as-collateral-1621.html): Inventory financing is among the many ways in which you can secure funds to grow your business. (2,156 words, Apr 25, 2025) - [What Small Businesses Need To Know About Cash Advances | Nav - Nav](/content/blog/things-to-know-about-cash-advances-26449/index.html): Considering a cash advance on one of your business credit cards? Consider Nav's important points before taking a cash advance. (1,772 words, Apr 25, 2025) - [The Inspirational Story of the Brothers Who Created Arby's - Nav](/content/blog/inspirational-story-brothers-behind-arbys-26195/index.html): Forrest and Leroy, the Raffel brothers, had an idea. It wasn't popular then, but it turned out to be one of the most successful fast-food concepts of all time. (1,372 words, Apr 17, 2025) - [ Business Tradelines: What They Can Do for Your Business Credit - Nav](/content/business-credit/business-tradelines/index.html): Tradelines can help establish and build business credit. Learn why they matter, the difference types, and how to get them (3,880 words, Feb 19, 2025) - [How to get your first business credit card - Nav](/content/blog/get-first-business-credit-card-25692/index.html): If you're a new business owner, you may be surprised at the small handful of things you need to get your hands on your first business credit card. (789 words, Dec 18, 2023) - [Want to Start an LLC in Texas in 2022? Here's How - Nav](/content/business-formation/start-an-llc-in-texas/index.html): If you want to start an LLC in Texas, follow this step-by-step guide written by Nav’s experts that walks you through the entire process. (1,982 words, Oct 7, 2022) - [Mercury Business Bank Account 2022 - Nav](/content/business-checking/mercury-business-bank-account/index.html): Learn the pros and cons of the Mercury business bank account, including its benefits, and use cases for small businesses. (1,966 words, Jun 9, 2022) - [Novo Business Banking Review 2026 - Nav](/content/business-checking/novo-business-banking/index.html): Entrepreneurs looking for a no-fee online business bank account can save money with Novo business banking. Find out how it compares. (807 words, May 24, 2022) - [Compare Small Business Credit Cards for Fair Credit 2026 - Nav](/content/business-credit-card/best/fair-credit/index.html): Fair credit doesn't have to hold your business back. If you want to build your business, here are some popular business credit cards for fair credit to get. (1,399 words, Aug 12, 2019) - [9 Embarrassing Email Mistakes That Can Hurt Your Business - Nav - Nav](/content/blog/9-embarrassing-email-mistakes-can-hurt-business-27423.html): You know that feeling. You've just hit send and realize you made a mistake in the email and now there's no correcting it. While knowing you've made an error feels lousy, not knowing you're routinely making them can harm your business. Here are nine things you should never do in an email. (1,358 words, Feb 26, 2018) - [Don’t let your credit card sabotage your business - Nav](/content/blog/dont-let-credit-card-sabotage-business-27415/index.html): Business credit cards can be great tools for keeping your business running smoothly. But just like any other tool, misuse can do a lot of damage. Here's how to avoid some common credit card pitfalls. (776 words, Feb 26, 2018) - [Why You Should Wait 30 Days to Apply for a Loan | Nav - Nav](/content/blog/wait-30-days-apply-loan-26434/index.html): So you've decided you need a business loan? Hold up for a second, take a deep breath and read this piece on why you should wait a while. (868 words, Jan 26, 2018) - [Global Entry vs. TSA PreCheck vs. CLEAR: Which is right for you? - Nav](/content/blog/global-entry-vs-tsa-pre-check-vs-clear-which-is-right-for-you-25167.html): Long TSA lines are a drag for business travelers. Here's what you need to know about Global Entry vs. TSA PreCheck vs. CLEAR to pick the right one. (1,330 words, Nov 20, 2017) - [3 Business Credit Cards Lawyers Should Consider - Nav](/content/business-credit-card/best/lawyers/index.html): If you are managing your own legal practice, then here are four small business credit cards that you should consider. (699 words, Oct 23, 2017) ## Listings & Categories - [Levi King - Nav](/content/blog/author/levi-king/index.html): Levi King is the CEO, Co-Founder and Executive Chairman of Nav. Raised on a farm in rural Idaho, King is a self-taught, serial entrepreneur who has started seven different small businesses in the last 20 years. During this time, he had to work to overcome the same issues faced by most small business owners – access to capital, financing, and marketplace credibility. After getting a handle on how business credit works, Levi was able to get business loans and financing more than 30 times. (274 words) ## Resources - [Full Page Index](/index.html): Browse all cached pages with rich metadata - [About This Cache](/about.html): Methodology, technical details, and usage guidelines - [XML Sitemap](/sitemap.xml): Machine-readable sitemap for crawler discovery - [Robots.txt](/robots.txt): Crawler directives