Nav: A Recommended Solution for Building Business Credit - Nav
Get your business ready for funding
Learn how to strengthen your business’s credit and cash flow to help give lenders confidence to support your growth.
MEET NAV
See what lenders see
Nav gives you a clearer picture of your potential eligibility. Learn how lenders may evaluate your business and get clear steps to help work toward approval.
Get clear on your credit
Strong credit can help give lenders confidence you can borrow.
Track your cash flow
Consistent revenue and bookkeeping can help prove your business is stable.
Learn what matters most
Identify key factors lenders and vendors may use to evaluate your business.
Build your game plan
Personalized action items help you plan your path to better funding options.
everything you need
Apply for funding with confidence
Know where you stand, find options that fit, and plan your next steps. Nav isn’t just a powerful suite of financial tools — we’re part of your team.
credit History
Strong credit helps show you stay on top of your bills
Monitor your complete credit profile with real-time updates. Get your general credit standing for free, or unlock exact scores and detailed reports with Nav Prime.
Cash flow
Stable cash flow helps prove you can repay what you borrow
Understand how your business is performing and where to adjust. Detailed financial statements and balance trends help you stay prepared and demonstrate your ability to repay.
funding readiness
Clear guidance helps you find your path to funding
From personalized action plans and matches to funding you may qualify for, Nav helps you skip some of the guesswork so you can focus on growing your business.
YOUR MEMBERSHIP
Nav Prime unlocks powerful support for your business
Track credit, cash flow, and potential eligibility for funding in real time. Getting credit reports elsewhere would cost you 4x more each month.1
Free
$0
/mo
For businesses seeking a general idea of their funding readiness and approval odds
Free features
- Basic funding readiness summary for loans, credit cards, and trade credit
- Basic business credit range and high level data from the major bureaus
- 1 personal credit score and report from Experian
- Basic cash flow tracking across unlimited accounts
Track
$39.99
/mo
For businesses who want to understand and monitor their current funding readiness
Enhanced features with Track
- Funding readiness assessment for loans, credit cards, and trade credit
- Business credit scores, reports, and alerts from the major bureaus
- 2 personal credit scores and reports from Experian and TransUnion
- Exclusive discounts on fees from Nav’s trusted lending partner2
Build
Popular
$49.99
/mo
For businesses looking to build business credit to help improve their funding readiness
Enhanced features with Build
- Tradeline to build business credit3 (membership payment)
- Funding readiness assessment for loans, credit cards, and trade credit
- Bookkeeping tools to manage cash flow and simplify tax prep
- Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Expand
$74.99
/mo
For businesses who want 1-on-1 guidance to help maximize their funding readiness
Enhanced features with Expand
- Tradeline to build business credit,3 plus Business Credit Coaching
- Monthly coaching to break down your action plan for funding readiness
- FICO SBSS score to track eligibility with 7,500+ lenders
- Coming soon: Nav Credit Builder Card4 with a second tradeline opportunity (not included at signup)
Nav helps your business reach new heights
We’ve helped small businesses all over the U.S. take their business from idea to reality.
- 2.7M+
small businesses have trusted Nav with improving their financial health
- 26
avg. point increase5 across business credit bureaus after 3 months as a Nav Prime member
- 90%
of small business owners who use Nav have been in business for up to 13 years
- $76M+
in financing provided to small business owners through Nav’s partners in 2025
The reviews are in
Meet the small business owners who are redefining their business journey with Nav.
“Their credit reports are extremely helpful, very clear, and informative, and they are all offered at a fraction of the cost that it would be if a business purchased individual business memberships from each credit bureau. And on top of it, they consistently report a credit line to the business credit bureaus once a month.”
Sergio C.
ENERGY COMPANY
“Nav is the guide indisputably in aiding and guiding businesses to WIN. When 10 banks turned my brand down for credit or loans, Nav came through with a solution.”
Jonathan C.
420XAA BY JCOLE
“After being denied for funding, I downloaded Nav and found things on my business credit report that I didn’t even know existed. This app is far more in depth than any of its competitors... Nav shows you what the lenders are actually seeing. I’d give it 10 stars if I could.”
Tyler J.
PACKAGING COMPANY
“I’m new to the whole business scene, so it helps to have an app that has so much all in one! Nav Prime is definitely a must-have for your new business.”
Edward Y.
BGG LOGISTICS